BCG Newsletter Archive: Year 1999

		BCG Newsletter Archive: 1999

BCG Newsletters Produced In The Year: 1999

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BCG Newsletters: 1999 (jump to a month or scroll down the page)
January February March	April May June	July August September	October November December
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January 1999 Highlights
File Name: News01-99.pdf . . . . View Entire Issue (file size: 263k)

Money Laundering And Financial Crimes Strategy Act Of 1998
OTS Announces New Fair Lending Examination Procedures
FDIC Concerned About Banks' Year 2000 Readiness
New Identity Theft And Assumption Deterrence Law
Rules Regarding Activities And Investments Adopted By FDIC
The Federal Reserve Board Adopts Final Rule Regarding Regulation DD
"Know Your Customer" Regulations Out For Comment
Regulation Z Commentary Amended To Address Nontraditional Cards
HUD Announces Nationwide Audit Of Housing Discrimination
John D. Hawke, Jr. - New Comptroller Of The Currency
Employee Compensation During Jury Duty

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February 1999 Highlights
File Name: News02-99.pdf . . . . View Entire Issue (file size: 213k)

Privacy Bill Introduced In The House
Financial Services Modernization Bill Introduced In The House
Senate Banking Committee Announces 1999 Agenda
FRB Proposes to Extend Reg CC's One-Year Merger Transition Provisions
FRB Proposes to Shorten Hold Time Frames for Nonlocal Checks
California Parity Regulations Addresses Establishing ATMs and Trust Services
Washington Concerned Over Progress Towards Privacy Protections
Insurance Companies Are Cozying Up to Financial Institutions
HUD Announces Nationwide Audit Of Housing Discrimination
New "Designation of Exempt Person" Form Now Available for One-time Designation of Exempt Status Under BSA Currency Transaction Reporting Rules
Alternative OCC Address for Consumer Complaints
HMDA Data Reporting

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March 1999 Highlights
File Name: News03-99.pdf . . . . View Entire Issue (file size: 229k)

The Call Report Has Been Revised
FFIEC Revises The Uniform Retail Credit Classification And Account Management Policy
FDIC Issues FIL-9-99 To Bring Bank's Attention To Interest Accruals On Short Term Consumer Loans
Hearings Announced on Financial Services Modernization
Leach Urges Regulators to Revise Proposed Know Your Customer Rules
FFIEC Adopts Updated Uniform Rating System for Information Technology
FRB Prepares for Phase III of Year 2000 Supervision Program
Fair Lending Examination Procedures Approved
CRA and Internet Banking
Consumers Concerned About Bounced Check Fees

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April 1999 Highlights
File Name: News04-99.pdf . . . . View Entire Issue (file size: 210k)

H.R. 10 Includes an ATM Fee Disclosure Bill
Federal Regulators Address Concerns Over Allowances for Loan Losses
OCC Expresses Concern Regarding Threats From Cyber Terrorists
House Banking Committee Approves H.R. 10
New Communities Added to Flood Insurance Program
Rules Finalized on 7(a) Loans
Deposit Insurance Rules Amended
New Rules For Standby Letters of Credit
Comptroller Promises to Help Community Banks
OCC Issues Guidance FCRA
Senate Plans to Begin Debate on Reform Bill in May

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May 1999 Highlights
File Name: News05-99.pdf . . . . View Entire Issue (file size: 223k)

Financial Modernization Legislation
Small Businesses Have Choices For Paying Taxes
FDIC Addresses Y2K Assessment Strategy
Treasury Issues FinCEN Advisory on Money Laundering Trends
Commentaries to Regulations M and Z Updated
Credit Scoring Results in Discrimination Suit
Justice Department Reactivates Fair Lending Enforcement Campaign
OTS Charter Approval Appears to be Slowing Down
OCC Issues Guidance on Disclosures Under Federal Privacy Law
Senate Banking Committee Monitoring Bankruptcy Reform
Flood Hazard Determination Form Revised

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June 1999 Highlights
File Name: News06-99.pdf . . . . View Entire Issue (file size: 233k)

OCC Addresses Web Privacy Practices
NACHA Approves Amendments to ACH Processing
EEOC Guidance on Job Accommodations for Individuals with Disabilities
Final Rule Adopted on Risk Based and Leverage Capital Standards
Senate Approves Amendment to Outlaw Pretext Calls
Senate Version of Financial Services Modernization Bill Makes CRA Agreements Public
OCC Issues Guidance for Digital Signatures
FFIEC and FDIC Clarifies Year 2000 Contingency Planning Policy
Returning Checks by Courier Qualifies for Extension of Midnight Deadline
Leach Addresses FTC Privacy Enforcement
FCRA and Student Loans

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July 1999 Highlights
File Name: News07-99.pdf . . . . View Entire Issue (file size: 213k)

FDIC Issues New Data Retention Rule
Notification for Compliance Under the Bank Service Company Act
Homeowners Protection Act of 1998
SEC and Bank Regulators at Odds Over Monitoring Bank Reserves
Commercial Banks Have Record Earnings for First Quarter.
FFIEC Distributes Uniform Bank Performance report
FDIC Releases Gallup Survey Results on Y2K.
Seven States Pass Legislation to Protect Banks from Being Sued Over Y2K Issues
FDIC Insurance Booklet is Now Available
OTS Urges Thrifts to Post Privacy Policies on Web Sites

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August 1999 Highlights
File Name: News08-99.pdf . . . . View Entire Issue (file size: 221k)

Web Privacy Guidelines Released
ATMs Being Used To Avoid CTR Filings
Fraud - Just One More Y2K Concern
SEC and Bank Regulators at Odds Over Monitoring Bank Reserves
Banking Committees to Begin Hammering Out Reform Measure
Lawmakers Debate Over For-Profit Credit Counseling
Banks Gearing Up to Offer ETA Benefit Account Program
Delta Funding Agrees to Pay $6 Million to Alleged Victims of Biased and Predatory Lending
Lawsuits Claim California Banks Pocketed Title Transfer Fees
A New On-Line Mortgage Banking Company Has Emerged
New Products Promise Faster Credit Scoring
FFIEC Releases New Census Data CD-Rom Product
Cost of Living Part of CRA Analysis

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September 1999 Highlights
File Name: News09-99.pdf . . . . View Entire Issue (file size: 299k)

Broker contracts now valid when signed digitally
State law limits debit cardholder's liability
Claims of excessive loan document fees could result in $6 million settlement
Employers must allow use of sick leave for illness of child, parent or spouse
Trade-in Disclosure Required in California Motor Vehicle Contracts
Regulators Issue Revised Branch Closings Policy Statement
California Attorney General to Probe Bank Privacy Practices
FinCEN Amends Bank Secrecy Act
Bank Executives Shielded From FDIC Negligence Claim
Company Settles Claims of Home Equity Line Disclosure Violations
Eight Hour Day Preservation and Workplace Act of 1999
Bank, as Trustee, Let Of the Hook on Environmental Liability Lawsuit
Credit Card Related Complaints Prompts OCC to Pressure Banks to Mend Problems
Illinois "Wild Card" Law Gives Green Light to New Activities
GAO Report Finds Security Flaws in Bank Internet Units
HUD Targeting a 50% Ratio of Affordable Housing Loans in 2000
HMDA Report Shows Increase in Loan Rejections to Two Minority Groups
Y2K Act
CRA and HMDA Disclosure Statements
CRA Crossfire Between Lawmaker and Regulator Lines

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October 1999 Highlights
File Name: News10-99.pdf . . . . View Entire Issue (file size: 223k)

Annual report of unclaimed property due November 1
United States Supreme Court narrows definition of disability
Deposit account documentation
Employers must allow use of sick leave for illness of child, parent or spouse
Money Laundering Measure Addresses Recent Foreign Business Transactions
OCC Provides Information on ETAs
OTS Issues Final Rule on Surety Agreements, Guaranties and Letters of Credit
Banks May Begin Seeking Court Intervention in Lending Discrimination Claims
New Year Not Expected to Impact ATMs
Confused Over E-Commerce Digital Certificates? Consortium May Have "Fast" Answer
Qualified Investments

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November 1999 Highlights
File Name: News11-99.pdf . . . . View Entire Issue (file size: 190k)

OCC Provides Risk Assessment Handbook On Internet Banking
OTS Issues Interim Exam Procedures For PMI
Credit Score Allegations Prompt $3 Million Settlement With DOJ
Enterprise Zones
FDIC Proposes Changes to Assessment Regulations
Santa Ana Flood Basin Now Protected From 100-Year Flood
Bank Web Auctions Becoming More Popular Despite Industry Warnings
Banks Warned by OCC to Shield Data Privacy
Clarification to September BCG Newsletter Article
Account Balances Not Required Under Data Match Program
Regulation DD Bonus Rules
UCC-1s on Saving Secured Loans
Effect of Recorded Homesteads in California
CDFI Fund Invites Applications for Bank Enterprise Award Program

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December 1999 Highlights
File Name: News12-99.pdf . . . . View Entire Issue (file size: 289k)

Banks Alerted to Practices That May Violate RESPA
Reg CC Amendments Address Electronic Return Systems
Knowledge of Debt Dispute Imposes FDCPA Disclosure Requirement
TILA Provisions Tested in Suit Against "Payday Lender"
FDIC Seeks Comments on Rules for Treatment of Assets
OCC Updates Bankers' Acceptances Handbook
Court Says RESPA Does Not Prevent Claims Under California Law
MasterCard and Visa Smart Cards - Teamwork May Equal Bank Investment
FEMA Proposes a New Fee Assessment For Federally Insured Mortgages
Does Your Institution Have a Web Site Privacy Watchdog?
OTS Sees CRA as a Lending Opportunity
FRB Helps Set Up CRA Investments

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