BCG Newsletter Archive: Year 2002

		BCG Newsletter Archive: 2002

BCG Newsletters Produced In The Year: 2002

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BCG Newsletters: 2002 (jump to a month or scroll down the page)
January February March	April May June	July August September	October November December
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January 2002 Highlights
File Name: News01-02.pdf . . . . View Entire Issue (file size: 267k)

Agencies Issue Privacy FAQs
FRB Amends Regulation Z
HMDA Asset-Size Exemption Threshold Increased
Guidance Issued on Money Laundering
Escheat Issues Clarified
FRB Revises Payments Systems Risk Policy
Adverse Action Notices and Renewals
Remember CRA Sunshine Reporting

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February 2002 Highlights
File Name: News02-02.pdf . . . . View Entire Issue (file size: 286k)

FRB Adopts Amendments to Regulation C
Sun Rises Again Over Delinquent Homeownership Counseling Notice
Anti-Money Laundering Records Will Factor in Bank Merger Requests
OTS Adopts Higher Lending and Investment Limits
"Know Your Customer" Is Not Going Away
Reporting Assisted-living Mortgage Loans Under HMDA
SSCRA Coverage Expanded to National Guard Airport Security
Reminder: California Minimum Wage is Now $6.75 Per Hour
DFI Sacramento Office Has Moved

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March 2002 Highlights
File Name: News03-02.pdf . . . . View Entire Issue (file size: 272k)

FDIC Issues Guidance on Spousal Signature Rules
California AG Opines on Debit Cards
OCC Revises Appeals Process
Federal Court Interprets "No Annual Fee" to Mean an Implied Term of One Year
Consumer Privacy Guide

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April 2002 Highlights
File Name: News04-02.pdf . . . . View Entire Issue (file size: 286k)

Interim and Proposed Regulations for Information Sharing
Interagency Guidance on Country Risk Management
Review Policies for Financial Code Section 3359 Prohibitions
Advertising "Free" Checking under Reg DD
Confidentiality of Social Security Numbers
OCC issues Guidance on Unfair or Deceptive Acts
OTS to Change Method of Conducting Exams
Community Development Loan Renewals

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May 2002 Highlights
File Name: News05-02.pdf . . . . View Entire Issue (file size: 292k)

Legislative Update: Escheat Amnesty Deadline Extended to December 31, 2002
State Privacy Bill Hits a Snag
FRB Postpones Deadline for Reg C Changes
AML Rules Adopted
FRB Amends Reg Z Commentary
SSN Disclosure Issues
Interest-bearing Business Checking Still Lives
OTS Proposes Changes to Alternative Mortgage Transaction Parity Act Rules
Agencies Provide Guidance on Parallel-Owned Banks

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June 2002 Highlights
File Name: News06-02.pdf . . . . View Entire Issue (file size: 284k)

State Measure to Ban Mother's Maiden Name as Identifier
Treasury Proposes USA Patriot Act Rules
FRB Exams to Emphasize Business Resumption Plans
DFI Clarifies Lending Limit Query
Two Copies of Recission Notice
FFIEC Updates Median Family Incomes
RESPA Changes Are on the Horizon
FDIC Reminds Banks of HUD Counseling Notice
Agencies Ponder Dual-auditor Requirements

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July 2002 Highlights
File Name: News07-02.pdf . . . . View Entire Issue (file size: 243k)

FRB Makes HMDA Requirements More Onerous
Deadline for Bank Broker-Dealer Rules Extended One More Time
Fourth Circuit Court Rules Acceptance of Unearned Fees Does Not Violate RESPA; HUD Disagrees
DFI Instructs Financial Institutions to Review Hiring Policies
Guidance Issued for Detecting Terrorist Financing
OCC Issues Insurance Activities Handbook

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August 2002 Highlights
File Name: News08-02.pdf . . . . View Entire Issue (file size: 290k)

HUD Issues Proposal to Reform RESPA
FFIEC Drafts Guidance for Credit Card Lending
FDIC Changes Address for Adverse Action Notices
Corporate Reform Initiatives
Charging Noncustomers for Cashing "On Us" Checks Approved
National Banks Reminded of HUD Homeownership Counseling Rules
FDIC Proposes to Clarify Deposit Insurance for State Banks Chartered as LLCs
OTS Issues List of Federal Savings Association Powers

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September 2002 Highlights
File Name: News09-02.pdf . . . . View Entire Issue (file size: 254k)

Privacy Initiatives
ABA Teams with NACHA to Educate Banks on HIPAA
IRS Recasts Nonresident Alien Bank Deposit Interest Reporting Proposal
FRB Warns Banks About Broad Indemnification Agreements
Stay of Oakland Predatory Lending Ordinance Remains
OTS Mutual-to-Stock Conversion Rules Revised
Now Available: OCC's Revised Enforcement Action Policy Manual

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October 2002 Highlights
File Name: News10-02.pdf . . . . View Entire Issue (file size: 340k)

Activation Required for Substitute Credit Cards
Security Breach Disclosure
USA Patriot Act Final and Proposed Rules Issued
FRB Announces Annual Increase in Section 32 Loans Fee-based Trigger
OCC Adopts Debt Cancellation and Suspension Rules
Limits on County Recorder Electronic Records Clarified
State Identity Theft Provisions Expanded
OFAC Provides Useful FAQs on Website
Wells Fargo and Bank of America Sue Over Privacy Ordinances

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November 2002 Highlights
File Name: News11-02.pdf . . . . View Entire Issue (file size: 275k)

Bill Provides Lending Limit Parity Between State and Federal Banks
Thrifts Exempt from California Minimum Payment Law
Reminder to Collect Race/Gender Data on Telephone Applications
FRB Adopts New Regulation W
New Law Increases Corporate Disclosure
FDIC Launches IT Exam Procedures
OCC Expands BankNet Emergency Communication E-mail System
FTC Publishes Guidance on Safeguarding Customer Information

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December 2002 Highlights
File Name: News12-02.pdf . . . . View Entire Issue (file size: 341k)

Moratorium Granted on Information-Sharing Requirements
Time to Report Indebtedness of Executive Officers and Principal Shareholders
FinCEN Issues Guidance on Monetary Instrument Record keeping Rules
OTS Issues Interim Annual Audit Rule
Disability Compensation Now Available to California Employees for "Child Care"
FinCEN Soliciting Comments on SARs
ABA Survey Holds Training Among Methods for Reducing Check Fraud

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