BCG Newsletter Archive: Year 2003

		BCG Newsletter Archive: 2003

BCG Newsletters Produced In The Year: 2003

To view an archived newsletter, simply choose the month you're interested in and click on the 'View Entire Issue' link adjacent the file name. You'll then be asked for your institution's BCG membership account number for authentication purposes. If you're not sure of your exact BCG account number, please call (800) 742-3600 for assistance.

After authentication, you'll be able to view, search, printout or save the newsletter to your hard drive right from your web browser. All newsletter files must be read with Adobe Acrobat Reader as described on the downloads page. You view each newsletter individually (one at a time).

These archived files are provided at no charge to BCG Members.

BCG Newsletters: 2003 (jump to a month or scroll down the page)
January February March	April May June	July August September	October November December
View The Cumulative Newsletter Index (pdf format - 594k)
Return To The Newsletter Jump Page

Click on the View Entire Issue link to download:

January 2003 Highlights
File Name: News01-03.pdf . . . . View Entire Issue (file size: 356k)

City of Los Angeles Adopts Anti-Predatory Lending Ordinance
Treasury Extends Deadline for Shell Bank Certification
HMDA Asset Size Exemption Remains Fixed
FinCEN Defines "Frequently" for BSA Purposes
FRB Proposes Amendments to Reg Z Commentary
National Banks Given Guidance on State Law Preemption
Privacy Tops State Senate Agenda
DFI Reminds California Credit Unions of Change Notices
DFI Memo Provides Summary of Recent Corporate Governance Laws

Newsletter Jump Page Top Of Page

February 2003 Highlights
File Name: News02-03.pdf . . . . View Entire Issue (file size: 397k)

Latest Action from HUD
FinCEN Guidance Addresses CTR Rules and Other Issues
FFIEC Issues Final Guidance on Credit Card Account Management
Credit Union Audit Reminder
Public File
Subprime Reporting Proposal Dropped
Banking Agencies Propose Disciplinary Action Rules for Independent Auditors
OCC Issues Anti-Money Laundering Guide

Newsletter Jump Page Top Of Page

March 2003 Highlights
File Name: News03-03.pdf . . . . View Entire Issue (file size: 341k)

Fed Issues Final Rule on Reg B
FRB Proposes Guidance for the 2004 HMDA Transition
OCC Issues Guidance on Preventing Predatory Lending Practices
State Bank Chartered LLCs Can Be Eligible for Deposit Insurance
Agencies Update Interstate Banking Exam Procedures
FFIEC Publishes "IT" Exam Handbook
Guidelines for Homeland Security Posted at FRB Website

Newsletter Jump Page Top Of Page

April 2003 Highlights
File Name: News04-03.pdf . . . . View Entire Issue (file size: 361k)

Changes Adopted to Reg Z Commentary
OTS Issues Guidance on Outsourcing Relationships
Reminder: Funds Transfer Travel Rule Exception Expires May 31
Banking Agencies Restrict Inside-Outside Audits
Refinancings Under 2004 HMDA
OTS Proposes Changes to Interest Rate Risk Data Reporting
SEC Proposes Changes to CEO, CFO Certifications

Newsletter Jump Page Top Of Page

May 2003 Highlights
File Name: News05-03.pdf . . . . View Entire Issue (file size: 365k)

FRB Reminds Banks of Golden Parachute Restrictions
Agencies Issue Guidance on Weblinking Risks
FinCEN Provides Clarification on Foreign Shell Banks
IRS Revises W-9 Form W-8BEN Instructions
SEC Extends Temporary Exemption for Broker-Dealer Rules
Board Minutes Viewed by Auditors Were Not Privileged
FDIC is Changing Its Exam Focus
Visa Announces New Charge-Back Rule for Online Purchases

Newsletter Jump Page Top Of Page

June 2003 Highlights
File Name: News06-03.pdf . . . . View Entire Issue (file size: 327k)

HMDA Transition Rules Finalized
FFIEC Information Technology Exam Handbook
Remember to Use New SAR Form July 1
FDIC Provides Guidance on Patch Management
OCC Lending Limit Jigsaw
2003 Host State LTD Ratios Issued
New FNMA 1003 Application Released

Newsletter Jump Page Top Of Page

July 2003 Highlights
File Name: News07-03.pdf . . . . View Entire Issue (file size: 351k)

Measure Would Permit Centralized Service for Legal Process
FDIC Revises Compliance Examination Procedures
Amendments Required to California Credit Union Articles
State Privacy Measure May Be Fizzling
Contingency Planning: The Distance Between Backup Site from Bank's Main Processing Facility

Newsletter Jump Page Top Of Page

August 2003 Highlights
File Name: News08-03.pdf . . . . View Entire Issue (file size: 2.5mb)

OTS Advises of NDIP Networking Arrangements
FDIC Issues Payday Lending Guidelines
OTS Letter Oks DDA Reward Program
FDIC Confirms Rules for Privately Held Banks
OCC Makes Available Updated HUD Median Family Income Information
2002 HMDA Data Available
FFIEC Issues Homeownership Exam Procedures
OCC Updates Community Bank Supervision Booklet
FRB Releases Two Spanish Language Brochures

Newsletter Jump Page Top Of Page

September 2003 Highlights
File Name: News09-03.pdf . . . . View Entire Issue (file size: 1.6mb)

FCC Changes its Mind, Delays Much of New Fax Rule till 2005
FRB Announces Annual Increase in Section 32 Loans
OCC Changes Address for Adverse Action Notices, Again
Federal Banking Agencies Propose Guidance for Responding to Security Breaches
FinCEN Issues Procedures for Updating 314(a) Contact Points
NCUA Renews 18 Percent Rate Ceiling
Banking Agencies Adopt Final Disciplinary Rules for Independent Auditors
FDIC Compliance Exam Procedures Now Online
CRA Data Available

Newsletter Jump Page Top Of Page

October 2003 Highlights
File Name: News10-03.pdf . . . . View Entire Issue (file size: 1.5mb)

FTC's Do-Not-Call Registry Questioned by Federal Judges, Ratified by President; Status of Similar FCC Rule is in Doubt
Patriot Act Section 326 to Remain Unchanged
Per Diem Interest on Mortgages to be Based on Disbursement Date
Struggle Continues Over Fair Credit Reporting Act Preemption
NCUA Adopts Business Loan Rule
OCC Adopts Changes to its Public Welfare Investment Rules
Trade Groups Oppose Proposed Alien Reporting Rule
New Online Resource for Filing Banking Applications to Federal Reserve
Second Circuit Upholds Visa/MasterCard Antitrust Ruling
Overtime Pay For White Collar Workers Still Alive in California
Spanish-Language Brochure Just Released by Department of Financial Institutions

Newsletter Jump Page Top Of Page

November 2003 Highlights
File Name: News11-03.pdf . . . . View Entire Issue (file size: 768k)

"Check 21": Check Truncation Bill Signed Into Law
Fair Credit Reporting Act Passes Senate
Agencies Issue Bank Secrecy Act Examination Procedures
New Laws Bolster ID Theft Protections
Payroll Cards Broaden Banking Access
Online Privacy Protection Act Signed
Predatory Lending Brochure
OTS Rules on Affiliate Transactions Align with Reg W

Newsletter Jump Page Top Of Page

December 2003 Highlights
File Name: News12-03.pdf . . . . View Entire Issue (file size: 888k)

Fair and Accurate Credit Transactions Act of 2003 Passed by Congress
Translation of More Foreign Language Contracts Mandated
HUD Continues to Pursue Fee Padding on Mortgage Loans
SEC Rules for NYSE and NASDAQ on Corporate Governance
Best Practices Recommended for Breach of Security Notice
Regulators Issue Joint Statement on Appraiser Independence
Bundling of Settlement Services Moves Ahead

Newsletter Jump Page Top Of Page