BCG Newsletter Archive: Year 2004

		BCG Newsletter Archive: 2004

BCG Newsletters Produced In The Year: 2004

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BCG Newsletters: 2004 (jump to a month or scroll down the page)
January February March	April May June	July August September	October November December
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January 2004 Highlights
File Name: News01-04.pdf . . . . View Entire Issue (file size: 259k)

Historic Anti-Spam Bill Signed
Effective Dates for Preemption Provisions of FACT Act
FRB and FTC Staffers Drop Preemption Bombshell
Recent HMDA Action
Standards for Clear and Conspicuous Disclosures Under Construction
Input Sought on Improved Privacy Notices
Proposed Rule to Implement Check 21 Act

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February 2004 Highlights
File Name: News02-04.pdf . . . . View Entire Issue (file size: 337k)

Agencies Publish FAQ's on CIP
Spousal Signature Requirements Under Regulation B
Compliance Date for Regulation B Amendments Approaching
Soldiers' and Sailors' Civil Relief Act Back in Service
Proposed Rule on Check 21
Plans Underway to Tweak CRA Rules

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March 2004 Highlights
File Name: News03-04.pdf . . . . View Entire Issue (file size: 265k)

FACT Act Dates Finalized
Caller ID Information Required for Telemarketers
NCUA Amendments to Insurance on Living Trust Accounts to Mirror FDIC Plan
OCC Issues Nonbranch Drop Box Guidelines
SBA Announces Plan to Restore 7(a) Loan Program
Merit Exam Eligibility Expanded

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April 2004 Highlights
File Name: News04-04.pdf . . . . View Entire Issue (file size: 264k)

Proposed Amendments to Regulation V Provide Model Notices
RESPA Reform Proposal Nixed
Regulation Z: Revised Definitions and Relief On "Clear and Conspicuous"
Imminent Effective Dates for New Legislation
SBA 7(A) Program Reinstated
Guidance On Revised MSA Boundaries
OFAC Exams More Rigorous

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May 2004 Highlights
File Name: News05-04.pdf . . . . View Entire Issue (file size: 229k)

Notice Requirements When Furnising Negative Credit Information
Federal Trade Commission Issues Proposed Rule On Disposal of Consumer Information
Limits On Use of Medical Information for Credit Eligibility
Non-Statutory SB 1 Privacy Notices
Workers’ Compensation Reform Passed
Proposed Rulemaking Would Clarify Status of Stored Value Cards as Deposits

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June 2004 Highlights
File Name: News06-04.pdf . . . . View Entire Issue (file size: 221k)

Identity Theft Definitions and Active Duty Alerts Clarified By Proposed Rules
Payroll Cards Slated for Possible Regulation
OCC Shows Its Teeth On Secured Credit Card Issue
Regulatory Authority Over Operating Subsidiaries of National Banks
OCC Assesses Huge Penalty for BSA Violations
DFI to Enforce SB 1

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July 2004 Highlights
File Name: News07-04.pdf . . . . View Entire Issue (file size: 244k)

Federal Court Upholds SB 1, Slams Preemption Claim
Final Rule On Notice Requirements When Furnishing Negative Credit Information
Agencies Propose Guidance On Overdraft Protection
Affiliate Marketing Rules Proposed
Proposed Rule On Use Of Medical Information Fails To Include State-Chartered Credit Unions
Sec "Push Out Exemptions"

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August 2004 Highlights
File Name: News08-04.pdf . . . . View Entire Issue (file size: 2.0mb)

Check 21 Final Rules Released
Interagency Advisory On Foreign Accounts
FDIC Warns of Potential Dangers of Instant Messaging
Proposed Change in Accounting Treatment of Loan Participations Reversed
FTC Issues Final Rule On Free Annual Credit Reports
Identity Theft Law Signed
Equal Employment Annual Survey Due

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September 2004 Highlights
File Name: News09-04.pdf . . . . View Entire Issue (file size: 1.6mb)

New HMDA FAQs On FFIEC Website
ATM Access For The Visually Impaired
Agencies Issue CIP Exam Procedures
Federal Agencies File Brief On California Privacy Law Case
Final Rule On Lending Limits Pilot Program
Federal Credit Unions Can Make SBA 7(A) Loans
Fee-Based Trigger For Section 32 Loans Adjusted
Sec Push Out Rules "Networking" Exception Clarified

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October 2004 Highlights
File Name: News10-04.pdf . . . . View Entire Issue (file size: 780k)

OCC Discourages Unfair And Deceptive Practices In Credit Card Promotions
ECK Transactions And Payroll Card Accounts Addressed In Proposed Amendments To Regulation E
FTC Seeks Comments On Prescreen Opt-Out Notices
Recommended Practices For Notification Of Security Breach Involving Personal Information
California Revises Corporate Disclosure Requirements
Safe Harbor for Periodic Statements Extended
New California Law Limits Third Party Reference to Lender in Solicitations

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November 2004 Highlights
File Name: News11-04.pdf . . . . View Entire Issue (file size: 1.2mb)

FACT Act Rules Not Finalized May Not Require Action
Negative Information Notices Not Required for Reports to ChexSystems
Effective Date of Do-Not-Fax Rule Extended
Advice On Electronic Disclosures
New California Privacy Laws
U.S. Savings Bonds Not Covered by Check 21
SEC Extends Effecive Date of Disputed "Push Out" Rules

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December 2004 Highlights
File Name: News12-04.pdf . . . . View Entire Issue (file size: 602k)

California Lenders May Ask About RDP Status On Credit Applications
FTC and NCUA Publish Final Rule On Disposal of Consumer Report Information and Records
BSA/AML Enforcement Guidance
OCC Required Enforcement Actions
Identity Theft Final Rules Issued
First Time HMDA Reporters
FDIC Issues Guidance On Corporate Auditing Standards
OTS Proposes Changes to Definition of Community Development and Assigned Ratings

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