BCG Newsletter Archive: Year 2005

		BCG Newsletter Archive: 2005

BCG Newsletters Produced In The Year: 2005

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BCG Newsletters: 2005 (jump to a month or scroll down the page)
January February March	April May June	July August September	October November December
View The Cumulative Newsletter Index (pdf format - 594k)
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January 2005 Highlights
File Name: News01-05.pdf . . . . View Entire Issue (file size: 716k)

Interagency Release of Final Rules On Disposal of Consumer Information
OCC Issues Retail Lending Examination Procedures
FFIEC Supplements HMDA Reporting Guidance
Redundant SAR Burden Eased Slightly
FRB To Review Open-End Credit Rules
Display Of Overdraft Credit As "Available Balance" Challenged

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February 2005 Highlights
File Name: News02-05.pdf . . . . View Entire Issue (file size: 1.2mb)

Final Rule on Opt-Out Disclosures Issued
Regulation Z Disclosures for Open End Credit to be Evaluated
Overdrafts on Social Security Direct Deposit Accounts Place B of A in Hot Water
California Supreme Court Finds State Preemption of City Predatory Lending Ordinances
FASB Revises Statement for Share-Based Payment Accounting
FINCEN Provides List of Revised BSA Forms

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March 2005 Highlights
File Name: News03-05.pdf . . . . View Entire Issue (file size: 1.1mb)

Predatory Lending Guidelines Issued By OCC
Overdraft Protection Guidelines Issued But Not All Agencies In Sync
Auto Loan Dealer Markup Class Action Settled
OTS Final Rule On CRA Assigned Ratings
Privacy Policy Should Include SB1 Reference
Overtime Lawsuit Filed Against Wells Fargo

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April 2005 Highlights
File Name: News04-05.pdf . . . . View Entire Issue (file size: 3.9mb)

Visa Revises Exchange Rate And Imposes Fee For International Transactions
Agencies Publish Guidance On Information Security Breach Response Programs
Interagency Resource: FAQ's On Appraisal Regulations
Bankruptcy Bill Amends TILA
FDIC Issues Payday Lending Guidance
Class Action Fairness Act Becomes Law
SEC Extends Regulation B Compliance Date

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May 2005 Highlights
File Name: News05-05.pdf . . . . View Entire Issue (file size: 380k)

Agencies Issue Answers To FAQ's On New HMDA Data
Agencies Issue FAQ's On CIP
Regulatory Agencies Release Joint Guidance On Providing Banking Services To MSBs
Bankruptcy Bill Signed; TILA Provisions Amended
FINCEN Requests Comments On SARs By MSBs
Rigorous BSA Examinations Expected For Credit Unions

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June 2005 Highlights
File Name: News06-05.pdf . . . . View Entire Issue (file size: 439k)

BSA Safe Harbor Not Compromised By Reporting To Law Enforcement
Guidance Provided On Credit Risk Management For Home Equity Lending
Final Rule On Overdraft Protection Programs Published
Disclosing Lump Sum Title Company Fees
Placing Security Freezes On Consumers' Accounts
FRB Reminds Banks Of Duties Under Servicemembers Civil Relief Act
FFIEC Advisory On Audit Engagement Letters
Preemption And State Lending Law

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July 2005 Highlights
File Name: News07-05.pdf . . . . View Entire Issue (file size: 1.5mb)

Regulators Issue Interim Final Rules On Medical Info
Historic Breach Compromises Credit And Debit Card Security
Did We Win Or Lose? 9th Circuit Muddles Preemption Of SB 1
FRB Begins Analysis Of Revised HMDA Data
OTS Examination Handbook On Asset Quality
Deposit Insurance On 529 Accounts
FDIC Publishes Guidance On Developing An Effective Pre-Employment Background Screening Process

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August 2005 Highlights
File Name: News08-05.pdf . . . . View Entire Issue (file size: 1.6mb)

Effective Date Of Prescreen Opt-Out Disclosures Arrives
FFIEC's BSA/AML Exam Manual
HUD Settles RESPA Case Against Tennessee Title Company
President Reinstates Established Business Relationship Exception For Junk Faxes
Insurability Of Stored Value Cards
FRB, OCC And FDIC Finalize CRA Regulations
California Car Buyer's Bill Of Rights Caps Dealer Overages At 2.5 Percent

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September 2005 Highlights
File Name: News09-05.pdf . . . . View Entire Issue (file size: 1.2mb)

FRB Adjusts Trigger For Section 32 Disclosures
FINCEN Provides Faq's On CTR
OCC Report Negates Systematic Age And Gender Discrimination
Experian In Hot Water Over Credit Report Charges
Guidance On Web Spoofing
RESPA Risks For Sham Controlled Business Arrangements
Federal Agencies Release Examination Guide For Intermediate Small Banks

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October 2005 Highlights
File Name: News10-05.pdf . . . . View Entire Issue (file size: 1.2mb)

FFIEC Releases 2004 HMDA Data On Nationwide MSAs - Some Errors Found On CD-ROMs
The Other Shoe Drops: Agencies Heat Up Fair Lending Enforcement Based On 2004 HMDA Data
California's New Financial Elder Abuse Reporting Law
Fannie Mae Updates Uniform Residential Loan Application
Governor Signs New Relief Bill For California Guard Members Killed In Action

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November 2005 Highlights
File Name: News11-05.pdf . . . . View Entire Issue (file size: 1.7mb)

Federal Court Now Agrees SB 1 Is Preempted As To Affiliate Sharing
New California Law Restricts Unsolicited FAX Advertisements
RESPA Kickback Case Settled
OCC Prevails: NY Attorney General Barred From Fair Lending Probe
FAQs On Residential Tract Development Lending
FDIC Issues Notice Of Proposed Rulemaking On Parity Between National And State-Chartered Banks

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December 2005 Highlights
File Name: News12-05.pdf . . . . View Entire Issue (file size: 1.1mb)

Fair Credit Reporting Act Examination Procedures Published
California Title Companies Cited For Illegal Rebates
HMDA FAQ On Temporary Financing-The "Bridge" Has Narrowed
FFIEC Issues Guidance On Internet Banking Authentication
Agencies Publish Final Rules On Medical Information
FFIEC Adds FAQs On BSA/AML Exam Manual To Infobase
FDIC Issues Guidance On Corporate Codes Of Conduct

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