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Details Of Upcoming Seminars: Descriptions, Pricing, Announcements |
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Displayed below is the schedule of California BCG Monthly Seminar Topics and BCG Webinars to be presented during the current year. For your convenience, we have included a brief description of the current month's seminar and one subsequent month's seminar. Seminar descriptions will be posted as their respective dates approach.
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Actual seminar dates and locations are displayed on the registration pages for both BCG members and non-members.
BCG Webinar Cancellation:
BCG Member Will not be billed only if registrant's cancellation notice is received AT LEAST 4 business days prior to the Webinar date. A $50.00 Cancellation Fee will be billed for cancellations received past this deadline.
Non-Members Registration fees will be fully refunded if the registrant's cancellation is received AT LEAST 4 business days prior to the Webinar date A $50.00 Cancellation Fee will be charged for cancellations received past this deadline.
This section is updated on or about the 15th of every month.
Scroll down the page, or click on the current seminar or month to jump to a topic.
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Year 2010 BCG Monthly Seminar Schedule
The Next Or Current Seminar Details Will Always Be Displayed First |
The BCG Seminar Schedule is approved by a majority of the members of Bankers' Compliance Group®. Scheduling of these seminars is subject to change without further approval. Generally, we expect most of these seminars will run all day in length. An announcement will be sent to all BCG members during the last week of each month regarding the subsequent month's seminars.
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| March |
Loan Workouts & Collections |
In today’s economic environment, lenders are encountering
an increasing number of troubled loans. While exploring creative
ways of re-structuring these loans in an effective workout, lenders
are required to recognize the economic effect of any loan workout and
potential losses with regard to the loan. Ultimately, if attempts at a
loan workout fail, the lender may be faced with foreclosing on and
liquidating its collateral so as to minimize any potential losses. To
complicate this process, the effects of a bankruptcy filing also must
be considered.
With this in mind, Aldrich Bonnefin & Moore, PLC is
pleased to invite you, your loan officers, loan workout specialists and
special assets personnel to attend a seminar on Loan Workouts and
Collections. This seminar will address loan workout alternatives, as
well as the accounting and regulatory treatments of troubled debt
restructures. In addition, the seminar will include a discussion of
some of the issues a lender may encounter when foreclosing on real
estate collateral, including new state law requirements for
contacting the borrower before proceeding with foreclosure, as well
as choosing between judicial and non-judicial foreclosure and bidding
strategies.
Points of Interest Include:
- Loan Workout Alternatives
- Pre-Workout Due Diligence
- Documenting the Borrower’s
Default
- Forbear, Restructure or Foreclose?
- Benefits of a Pre-negotiation
Agreement
- Regulatory and Accounting Issues
- When is a Loan Workout a
Troubled Debt Restructure
- Requirements Regarding Non-
Accrual Loans
- Measuring Loan Impairment
- Real Estate Foreclosure Issue
- Judicial vs. Non-judicial
Foreclosure
- Special California Requirements
for Residential Foreclosures
- Bidding Strategies
- Bankruptcy Action Plan
- Liquidation or Restructure
Under the Bankruptcy Code
- Effect of the Automatic Stay
- Relief from the Automatic Stay
Key Speaker(s):
MARK E. ALDRICH, ESQ., a principal of Aldrich Bonnefin & Moore, is the head of
the firm’s Corporate Practice Group and its commercial lending practice. Mr.
Aldrich has over 25 years of speaking experience and has been a panelist and
lecturer for the Bankers’ Compliance Group, California Bankers Association and
other trade groups. Mr. Aldrich is former Chairman of the Financial Institutions
Committee of the Business Law Section of the California State Bar.
ERIC G. BARON, ESQ., Mr. Baron, a principal of Aldrich Bonnefin & Moore, has
been serving Bankers’ Compliance Group members for over 19 years. Mr. Baron
specializes in commercial and real estate lending, commercial loan workouts,
letter of credit transactions, loan participations, loan syndications, environmental
law, bankruptcy issues and employment law matters. Prior to becoming an
attorney, Mr. Baron worked as a commercial loan officer with a regional bank in
Washington D.C.
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Online Registration : (click below to register for this seminar now)
 Click Here To Register - For members and non-members who do not have log-in and password information, simply dowload and print the announcement below, complete the registration form and fax back to BCG at (949)474-2906 |
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| April |
Truth In Lending & Regulation Z (Open-End Credit) |
Ready or not, many of the new open-end credit rules
impacting credit cards and other types of non-real-estate
secured open-end credit go into effect on February 22, 2010.
These rules include various periodic statement requirements,
change-in-terms rules and several new rules prohibiting unfair
or deceptive acts and practices related to credit cards.
Join us for a discussion of these new rules, as well as an
overview of the open-end provisions set to take effect July 1,
2010 (including the account-opening table disclosure).
We will also cover the rules governing a creditor’s ability to
freeze or reduce a home equity line of credit and review the
open-end credit advertising rules.
Points of Interest Include:
- New application and solicitation disclosures for credit cards
- New periodic statement disclosure requirements
- New change-in-terms notice rules
- New advertising rules for open-end credit and HELOCs
- The ability of a creditor to freeze or reduce the line of credit on a HELOC
- New UDAP provisions (under Reg Z) impacting credit cards:
- Offering credit cards to applicants under 21 years of age
- Limitation on increasing rates
- Requirement to post credit card
agreements online
Key Speaker(s):
JANET M. BONNEFIN, ESQ.,Ms. Bonnefin, a principal of Aldrich & Bonnefin, specializes in regulatory compliance, consumer lending, new product development and retail banking matters. Ms. Bonnefin has represented the Bankers' Compliance Group for over 20 years, has taught many programs for the Bankers' Compliance Group and California Bankers Association, and enjoys advising the firm’s clients regarding the fascinating world of Truth in Lending compliance
JILL C. KOVAR, ESQ., Ms. Kovar joined the law firm in July 2002 as an Associate Attorney in the Consumer Practice Group, with a background in bank operations, regulatory compliance and consumer lending. Prior to joining Aldrich & Bonnefin, Ms. Kovar was employed as both a Law Clerk and a Compliance Consultant with the California Credit Union League from 1998-2002. In addition,she earned certification as a Credit Union Compliance Expert through the Credit Union National Association's professional
development program. Ms. Kovar’s practice focuses on consumer lending compliance, including Regulation Z, Regulation B, RESPA
and the Fair Credit Reporting Act.
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Online Registration : (click below to register for this seminar now)
Click Here To Register - For members and non-members who do not have log-in and password information, simply dowload and print the announcement below, complete the registration form and fax back to BCG at (949)474-2906 |
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| May |
New Accounts Documentation & Truth in Savings/Reg DD |
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| June |
Community Reinvestment Act |
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| July |
Commercial Lending |
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| August |
TILA/Regulation Z – Closed-end Credit |
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| September |
Legal Processes |
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| October |
Loan Participations |
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| November |
Real Estate Lending Compliance |
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| December |
Directors & Management |
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Completed Seminars |
Negotiable Instruments: This seminar was completed as scheduled - January, 2010.
 Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (593k)
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ECOA/Regulation B & FCRA: This seminar was completed as scheduled - February, 2010.
Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (545k)
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Year 2010 BCG Webinars Schedule
The Next Or Current Seminar Details Will Always Be Displayed First |
BCG Webinars are optional in nature. That is, if a Bankers' Compliance Group® member chooses to send participants, then the member is billed on a per connection or audio package basis. If the BCG member does not send participants, then the member incurs no charge at all. Non-members pay a higher per-person fee to attend.
Webinar Cancellation:
BCG Member Will not be billed only if registrant's cancellation notice is received AT LEAST 4 business days prior to the Webinar date. A $50.00 Cancellation Fee will be billed for cancellations received past this deadline.
Non-Members Registration fees will be fully refunded if the registrant's cancellation is received AT LEAST 4 business days prior to the Webinar date A $50.00 Cancellation Fee will be charged for cancellations received past this deadline.
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| March 16, 2010 - Member Price $275 / Non-Member $375 |
Funds Availability Compliance |
Effective February 26, 2010, only one Federal Reserve Bank will
remain for check processing operations. Once
this transition is complete, financial institution hold
policies, procedures and notices will need to be updated
to reflect the fact that there will no longer be “nonlocal”
checks or paying banks.
During this Webinar we will discuss the funds availability
rules applicable to all check deposits, as impacted by
the closing of all but one of the Federal Reserve Bank
check processing offices. In addition to the funds
availability rules, our discussion will also focus on other
areas of concern, such as exception and case-by-case holds, hold
notices and expedited return requirements.
Finally, we will deal with the need for financial institutions to review and
update their funds availability policy disclosures.
WEBINAR HIGHLIGHTS
- Demise of Non-Local Checks
- Funds Available Schedules for all Checks
- Exception and Case by Case Holds
- Hold Notices
- Funds Availability Disclosure Change in Terms
SPEAKERS:
Eric Baron, Esq.
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Online Registration : (click below to register for this webinar now)
Click Here To Register - For members and non-members who do not have log-in and password information, simply dowload and print the announcement below, complete the registration form and fax back to BCG at (949)474-2906
Optional:
 Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (334KB)
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| April 21, 2010- Member Price $275 / Non-Member $375 |
Using the New Model Privacy
Forms |
The Federal Reserve Board has issued new model forms of
privacy notice under the Gramm-Leach-Bliley Act
(Regulation P). The new forms are entirely different from the old
sample clauses in use since 2000. Use of the new forms, which are
in a tabular format with “simple” yes/no answers placed in boxes,
becomes mandatory on January 1, 2011. Lenders are advised to
adopt the new forms for their scheduled annual privacy mailings in
2010, however, to avoid having to do a supplemental mailing
before the end of the year.
WEBINAR HIGHLIGHTS
- Which version of the new model
form applies to your institution
- Properly identifying institutions and
their affiliates in the notice
- Being sure to answer “yes” to the
types of sharing that are necessary
for ordinary operations
- Knowing whether your institution
shares with marketing service
provides (hint: most do)
- Recognizing a joint marketing
arrangement (and how to disclose
it)
- How to combine the California
opt-out notice under SB-1 with the
GLBA model form.
it)
SPEAKERS:
Robert K. Olsen, Esq.
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Online Registration : (click below to register for this webinar now)
Click Here To Register - For members and non-members who do not have log-in and password information, simply dowload and print the announcement below, complete the registration form and fax back to BCG at (949)474-2906
Optional:
Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (227KB)
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| May |
Credit Advertising Rules |
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| June |
Deposit Advertising Rules |
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| July |
Electronic Banking |
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| August |
Due Diligence: Documenting Your Borrowers |
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| September |
BSA/AML Update |
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| October |
Regulatory Compliance for Commercial Lenders |
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| November |
Handling Deceased Customers’ Property |
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| December |
Compliance Roundup: A Look at 2011 |
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| Completed Seminars |
Tax Information Reporting: This seminar was completed as scheduled - January, 2010.
Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (334k)
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RESPA: New Good Faith Estimate, HUD-1 and Other Change: This seminar was completed as scheduled - February, 2010.
Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (334k)
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Commercial Real Estate Lending Update: This seminar was completed as scheduled - February, 2010.
Download A Hard Copy Of This Seminar Announcement/Registration Form In PDF Format (258k)
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