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FHFA Rescinds Regulation Regarding Fair Lending, Fair Housing, and Equitable Housing Finance Plans
On February 6, 2026, the Federal Financing Housing Agency (FHFA) issued a final rule rescinding its Fair Lending, Fair Housing, and Equitable Housing Finance Plans Regulation (12 CFR Part 1293), which was promulgated in 2024. 91 FR 5278. This regulation related to the FHFA’s fair housing and fair lending oversight of Fannie Mae, Freddie Mac and the Federal Home Loan Banks (FHLBs).
FinCEN Eases CDD Rule Compliance Requirements for Covered Financial Institutions
On February 13, 2026, FinCEN published an order, titled “Exceptive Relief from Requirement to Identify and Verify Beneficial Owners at Each Account Opening.” FIN-2026-R001.
NCUA Announces Another Two Rounds of Deregulation Proposals
The NCUA recently announced yet another two rounds of proposed regulatory changes in February 2026 with the intention of deregulating the industry to a degree.
OCC Issues Final Rule for Community Banking Licensing Amendments
On March 3, 2026, the Office of the Comptroller of the Currency (OCC) issued OCC Bulletin 2026-6, titled “Community Bank Licensing Amendments: Final Rule,” which establishes a final rule to amend the OCC’s licensing regulations under 12 CFR Part 5 (“OCC’s Final Rule”). 91 FR 10491.
Banking Agencies Issue FAQ Clarifying Capital Treatment of Tokenized Securities
On March 5, 2026, the FDIC, OCC, and FRB (the “Agencies”) issued a “Frequently Asked Questions Regarding the Capital Treatment of Tokenized Securities” (the “FAQ”). The FAQ intends to clarify how ownership rights in a security that are represented using distributed ledger technology (referred to as “tokenized securities”) should be treated for purposes of the Agencies’ capital rules.
Table of Contents
CONSUMER FINANCE
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FHFA Rescinds Regulation Regarding Fair Lending, Fair Housing, and Equitable Housing Finance Plans
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OCC Rescinds Fair Housing Home Loan Data System
BANKING OPERATIONS & FINTECH
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FinCEN Eases CDD Rule Compliance Requirements for Covered Financial Institutions
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OFAC Launches Voluntary Self-Disclosure Portal
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FBI Warns of ATM “Jackpot” Malware Scams
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Senate Bill Aims to Enhance Penalties for ATM-related Crimes
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Illinois Court Upholds Illinois State Law Limiting Interchange Fees
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Department of Labor Issues AI Literacy Framework
CREDIT UNIONS
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NCUA Announces Another Two Rounds of Deregulation Proposals
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NCUA Extends Loan Interest Rate Ceiling
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NCUA Issues Proposed Rule on Applications for Stablecoin Issuers Under the GENIUS Act
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Critics Urge NCUA to Reconsider Proposal to Remove Advertising Statement Requirement
CORPORATE GOVERNANCE
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OCC Issues Final Rule for Community Banking Licensing Amendments
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OCC Issues Proposed Rule for Stablecoin Issuers
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Agencies Rescind Liquidity Coverage Ratio FAQs
CORPORATE GOVERNANCE Q&A
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Banking Agencies Issue FAQ Clarifying Capital Treatment of Tokenized Securities
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