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Today is: August 17, 2019  
 

 

Upcoming BCG Webinars

BCG Webinars are an optional resource offered once a month over the Web. Topics include Levies and Executions, New Accounts Documentation, Flood Insurance and Doing Business with Family Trusts. Additional Webinars will be posted below as their respective dates approach. To view past Webinar schedules and descriptions, click here or contact us if you have additional questions.  To order past Webinar CD's, click here.

Upcoming BCG Webinars        

 

 

Loan Participations Update

Tuesday, August 20, 2019

10:00 a.m. - 12:00 p.m.

Interest in the purchase of participations in commercial loans and also the purchase of whole commercial loans has increased over the last several years. Smaller institutions see these purchases as a way of growing their commercial loan portfolios, while larger institutions see the sale of participations and whole loans as a way of diversifying their portfolios. Institutions both large and small may look to participations as a way of dealing with lending limit issues. Whatever the motivation, an institution buying or selling must carefully analyze the loan participation agreement. Lenders must also consider recent regulatory developments.

With this in mind, Aldrich and Bonnefin is pleased to invite you and your commercial lending staff, as well as your auditing and documentation staff, to our Webinar on loan participations and whole-loan purchases.

Note that this Webinar will not provide a comprehensive review of the issues to be considered when selling or buying a loan participation or whole loan. Rather, we will focus on certain specific issues regarding loan participations.

 

 

 

 
 
 
 
 
 
 

 

 

ATM/Debit Card and ACH Unauthorized Claims Processes

Thursday, August 29, 2019

10:00 a.m. - 12:00 p.m.

While the rules governing ATM, debit card and other electronic fund transfer claims have not changed in recent years, financial institutions need to ensure that their claims processes are still compliant and up-to-date. This webinar will address the claims process at it is impacted by Regulation E, Visa and MasterCard rules, the National Automated Clearing House Association (NACHA) Operating Rules and California law.

Some of the questions we will address include: What are the rights of financial institutions when it comes to denying these types of claims and does it make a difference whether a claim comes from a consumer or a commercial customer? How does a customer’s negligence in handling the card and PIN impact the claims process? What are the documents an institution can request, and how long does an institution have to complete its investigation?

As part of our discussion, we will also look at sample forms used in the claims handling process.

 

 

 

 
 
 
 
 
 
 

 

 

Handling Subpoenas for Customer Records

Thursday, September 19, 2019

10:00 - 11:30 a.m.

 

The rules for responding to subpoenas and other government requests for information vary significantly, which can lead to confusion and a failure to respond properly. It can be equally difficult to determine whether a financial institution should comply with a particular legal process at all thereby making it extremely challenging to protect a customer’s financial privacy.

This Webinar will focus on dealing with subpoenas served by private parties as well as those served by state and federal government agencies. Our discussion will include a detailed review of some of the more common legal process forms, with an emphasis on those areas of the forms financial institutions should pay particular attention.

 

 

 

 
 
 
 
 
 
 

 

 

Notices of Adverse Action: When to Send Them & What to Say

Tuesday, September 24, 2019

10:00 - 11:30 a.m.

 

Notices of adverse action remain a constant thorn in the side of lenders and their compliance managers. Issues arise as to the required timing of adverse action notices as well as the required contents. Complicating matters, most adverse action notices need to fulfill the requirements of two separate but related laws, ECOA/Regulation B and the Fair Credit Reporting Act (FCRA). Finally, regulators tend to treat adverse action notices as the critical leading edge of an institution’s overall ECOA and fair lending compliance program. In short, adverse action notices receive (and merit) a lot of attention.

In this fast-paced webinar, we will discuss the required timing and contents of adverse action notices under Regulation B and the FCRA. The main focus will be on applications for credit, both consumer and business, although we will discuss non-credit adverse action notices as well.

 

 

 

 
 
 
 
 
 
 

 

 

Regulatory Compliance for Commercial Lenders

Tuesday, October 29, 2019

10:00 a.m. - 12:00 p.m.

 

Commercial lending continues to be subjected to ever greater regulation, and commercial lenders need a working knowledge of the applicable regulations. Contrary to popular belief, commercial loans are subject to many of the so-called “consumer” regulations, as well as non-consumer regulations, such as the flood insurance regulations and Regulation B.

This Webinar will offer a practical approach to knowing when particular regulations apply to commercial loans and what the basic rules are. Loan officers, credit administrators, compliance managers and loan documentation personnel will benefit from this learning experience. At least two Q&A sessions will be provided.

 

 

 

 
 
 
 
 
 
 

  

 

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