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Today is: February 18, 2020  


Upcoming BCG Seminars

BCG's monthly Seminars are one of the most popular features of BCG membership. Each member is allowed to register up to 20 people to attend a monthly Seminar, including a new option to register for our BCG Seminar Recording Playback location. BCG Seminars collectively cover a myriad of topics, including Electronic Banking, Compliance Management, Financial Privacy, Information Security, Commercial Real Estate Lending and many more. In addition, each member institution receives via email a link to a downloadable PDF of the comprehensive Standard Procedures “E-Manual” published each month in connection with the BCG Seminar.  

And don’t forget, non-members can attend monthly Seminars too. Each non-member attendee receives one copy of the Standard Procedures Manual produced for that particular seminar, which will be mailed to the attendee by the end of the Seminar month.   

Listed below are the next two BCG Monthly Seminars held in California. Please click on a title below to view a brief description of each Seminar. Additional Seminars will be posted as their respective dates approach. To view past Seminar schedules and descriptions, click here or contact us if you have any questions or require further information.  Download the 2020 BCG Seminar Schedule Here!



 Commercial Real Estate Lending

February 2020

While commercial real estate (CRE) seems to be maturing, CRE remains a sweet spot for lenders. However, economic developments may pose challenges ahead. In a recent survey of senior loan officers by the Federal Reserve Board it was reported that lenders continue to tighten their credit standards for CRE loans. The survey also found that demand for CRE loans has held steady. Additionally, there have been significant developments with regard to appraisal requirements that will be welcomed by CRE lenders.

With these developments in mind, Aldrich & Bonnefin, PLC is pleased to present its Commercial Real Estate Lending Seminar. We will provide an overview of the requirements and new developments under the appraisal regulations, and have an in-depth discussion of title insurance issues (including key endorsements and comparing the CLTA and ALTA policies). We will also cover certain loan documentation issues (such as loan modifications, loan assumptions and common deficiencies in loan documents), and discuss the one-action and anti-deficiency laws. 













Electronic Banking

March 2020

Electronic banking provides innovative opportunities for institutions to reach their client base. This seminar will cover practical insights into some of the compliance concerns raised when providing financial services electronically. We will address the claims process as it is impacted by Regulation E, Visa and MasterCard rules, the National Automated Clearing House Association (NACHA) Operating Rules and California law. Some of the questions we will address include: When can an institution deny these claims and does it make a difference whether a claim comes from a consumer or a commercial customer? How does a customer’s negligence in handling the card and PIN impact the claims process? What are the documents an institution can request, and how long does an institution have to complete its investigation?

Has your customer been a victim of email compromise or other types of fraud? Did it result in a wire transfer? As part of the presentation, we will look at the risks associated with wire transfer returns, including the risks an institution should factor into its decision to request a wire reversal (as the sending institution), or agree to honor a reversal (as the receiving institution). 

We will also discuss the landscape of evolving “FinTech” opportunities and what it means to institutions from a compliance and legal perspective.













 Mortgage Lending Compliance

April 2020

Mortgage lending compliance never ceases to change. Come to BCG’s Mortgage Lending Compliance Seminar and get up to speed. Not only will we go through recent developments, but we will also go through the basics – making this seminar the perfect fit for everyone involved with mortgage lending compliance. There will be plenty of time for questions, so bring them!

Note that HMDA is not a topic for this April Seminar. However, BCG’s Community Reinvestment Act Seminar in August 2020 will cover HMDA in some detail.













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