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Upcoming BCG Seminars
BCG's monthly Seminars are one of the most popular features of BCG membership. Each Member is allowed to register up to 20 people to attend a monthly Seminar, including a new option to register for our BCG Seminar Recording Playbacks. BCG Seminars collectively cover a myriad of topics, including Electronic Banking, Compliance Management, Financial Privacy, Information Security, Commercial Real Estate Lending, Construction Lending, Loan Workouts and Collections, and many more.
Listed below are the next few BCG Monthly Seminars. Please click on a title below to view a brief description of each Seminar. Additional Seminars will be posted as their respective dates approach. If you have any questions or require further information, please contact us.
Download the 2024 BCG Seminar Schedule Here!
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March 2024
As financial institutions look to increase liquidity in more challenging economic times, or for ways to diversify or even grow their loan portfolios, the interest in selling and buying participation interests in commercial loans increases. Institutions both large and small may also look to participations as a way of dealing with lending limit issues. Whatever the motivation, an institution buying or selling participations must carefully analyze the risks and benefits of a transaction and aggressively negotiate the terms of each transaction in an effort to protect its interests.
With this in mind, Aldrich & Bonnefin, PLC is pleased to invite you and your commercial lending team, as well as your documentation and auditing staff, to our Loan Participations Seminar.
During this Seminar we will review the various due diligence and regulatory issues that should be considered by the parties to a loan participation, as well as documentation and other issues related to participations from the competing viewpoints of lead lenders and participants. We will round out our day discussing recent developments and hot topics, such as court cases addressing whether loan syndications qualify as securities, and other recent laws and developments that impact loan participations and sales.
April 2024
Aldrich & Bonnefin, PLC is pleased to invite you and your operations staff to attend a Seminar addressing operations compliance. We will discuss a number of important banking operations compliance areas.
The presentation will include issues and processes triggered when an institution is notified of an account holder’s death. This death of depositor discussion will include small estate processes, as well as estates subject to probate.
A review of the FDIC’s new final rule on official signs, advertising requirements, false advertising, misrepresentation of insured status, and misuse of the FDIC’s name or logo, will also be covered.
We will also discuss powers of attorney, including content requirements and related risks (general, durable, statutory, and trustee scenarios).
Lastly, we will address recent operations “hot topics,” such as overdraft and NSF fee regulatory developments, and the banking agencies’ third-party risk management guidance.
May 2024
As compliance and CRA professionals are well aware, the consumer examination process continues to stress the importance of CRA compliance. CRA examinations evaluate the results of a bank’s lending activities and, for some banks, also their community development investment and services activities, in meeting the credit needs of their local communities. These matters are made all the more confusing with the finalization of the new CRA Final Rule, the first comprehensive update to the CRA regulations in decades that makes significant modifications to how a bank’s CRA performance is going to be evaluated, with new assessment areas and performance tests, revamped definitions of community development, and revised asset-level thresholds for determining whether a bank is a large, intermediate, or small bank.
We have designed our CRA Seminar to assist you in understanding today’s rule, now called the “legacy rule” by examiners, as well as key components of the new CRA Final Rule. We’ll review performance criteria that apply to each type of bank (large, intermediate small, and small), what qualifies as “community development,” and how a bank’s performance context – such as its capacity and constraints and the needs and opportunities within its assessment areas – can impact its CRA performance. Although many provisions of the new CRA Final Rule will not apply until January 2026, we will discuss some important changes that you should be aware of.
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