October 2026
Aldrich & Bonnefin is pleased to invite you to attend our full-day Bank Secrecy Act Compliance Seminar. Our discussion will cover the obligation of financial institutions to collect beneficial ownership information (BOI) at account opening with the expectation of an impending revised rule from FinCEN.
Our session on collecting BOI will include FinCEN’s recent grant of exceptive relief to covered financial institutions from the requirement to identify and verify the identities of beneficial owners at each new account opening.
During this Seminar, we will also cover in detail customer due diligence (CDD) expectations with a focus on providing services to high-risk customers, including the need to apply a risk-based approach to assess customer relationships.
Finally, we will discuss recent BSA developments that may have an impact on the BSA compliance activities of financial institutions.
The mortgage lending regulatory landscape continues to evolve, creating new challenges—and new compliance considerations—for lenders operating in California. Staying current with federal and state requirements is essential to minimizing regulatory risk, avoiding costly compliance errors, and maintaining sound lending practices.
Join us for BCG’s Mortgage Lending Compliance Seminar, an annual review of the key legal and regulatory issues affecting mortgage lenders. This year’s program will focus on recent developments in federal and California mortgage lending laws, along with practical guidance on several of the core compliance requirements that apply to mortgage lending and servicing.
Topics will include recent developments in federal and California mortgage laws, HMDA fundamentals and common compliance issues, a review of the TRID fundamentals, TILA/RESPA mortgage servicing requirements, and a survey of significant California mortgage laws and requirements. We will highlight important regulatory developments, areas of ongoing examination and enforcement interest, and practical issues that lenders encounter in their day-to-day operations.
Whether you are new to mortgage compliance or an experienced compliance professional looking for an annual refresher, this seminar will provide a practical overview of the rules and developments that matter most to today's mortgage lenders.
Aldrich & Bonnefin, PLC is pleased to invite you to attend our full-day Management & Directors Seminar: Reshaping Bank Regulation: Federal Deregulation as California Fills the Gaps. This Seminar will feature presentations by Keynote Speakers: Paul Worthing, Regional Director San Francisco Region, FDIC and Matthew Fujikawa, Regional Deputy Commissioner, California, DFPI.
In addition to the presentations by our Keynote Speakers, we will have presentations on the following topics (and others) presented by Aldrich & Bonnefin attorneys:
Corporate Governance
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Federal deregulation, such as redefining unsafe or unsound banking practices, proposed CAMELS reform, state bank parity proposal, and revisions to annual independent audits and reporting requirements
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Regulation O modernization proposal, GENIUS Act (stablecoin) rulemaking status, FRB’s “skinny account” proposal, and California’s efforts to fill in the regulatory gaps
Consumer Lending
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Fair lending update, including the regulators’ new stance on disparate impact, new Regulation B final rule, and the new CRA proposed rule
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Hot topics in consumer lending, including new regulatory guidance on lending to non-citizens, potential changes to Regulation Z and X affecting mortgage lending, and new California laws impacting banks and credit unions
Operations & FinTech
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Hot topics in operations, including financial elder abuse reporting requirements, CIPA litigation, new rules governing out-of-state subpoenas, proposed guidance on third-party risk management and an update on artificial intelligence guidance
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Tokenized deposit developments, BSA update, including beneficial ownership and FinCEN’s Whistle Blower Bulletin
Commercial Lending
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Developments regarding the CFPB’s Small Business Lending Data Collection Rule and fair lending
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Handling insurance proceeds, legislation impacting commercial loans, and commercial lending trends
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