Recently, the FDIC published a final rule amending its regulations at Sections 328.4 and 328.5, which govern official FDIC digital signage applicable to insured depository institutions’ ATMs and digital deposit-taking channels. 91 FR 3801. The final rule also further delays the compliance date for Sections 328.4 and 328.5 from January 1, 2027 to April 1, 2027. According to the FDIC, this latest final rule intends to address implementation issues and sources of potential confusion raised since the FDIC’s initial 2023 final rule governing signage requirements. The final rule also intends to provide institutions with greater flexibility when displaying official FDIC digital signage. Separately, the NCUA recently issued a proposed rule which, if finalized, would remove the requirements for credit unions to include an official NCUA advertising statement in their advertising and marketing materials but would not amend requirements related to displaying the official NCUA sign. 90 FR 60588. The NCUA is accepting comments on its proposal until February 27, 2026.

 

Join us for the February 2026 BCG Monthly Telephone Briefing, where we will discuss the impact on institutions of these recent digital signage and advertising statement-related developments.. Handout to be posted Thursday, February 19th, 2026.