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Compliance Companion®
Standard Procedures Manuals (SPM)

Commercial Lending November 2011

This Manual discusses the issues facing California lenders in making commercial loans secured by personal property, including due diligence requirements, structuring issues, documentation and guaranties. It covers both secured and unsecured commercial loans, with an emphasis on methods of creating and perfecting a security interest in a broad range of collateral under Division 9 of the California Uniform Commercial Code. The Manual includes a discussion of the California Secretary of State’s online UCC Connect service. The text of the Manual is 503 pages, plus 21 pages of appendices.


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