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Upcoming BCG Webinars
BCG Webinars are an optional resource offered once a month via the internet. Topics include Levies and Executions, New Accounts Documentation, Flood Insurance Regulations, and Doing Business with Family Trusts. Additional Webinars will be posted below as their respective dates approach. To view webinars that are available online, click here or contact us if you have additional questions.
Upcoming BCG Webinars
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Wednesday, June 17, 2026
10:00 a.m. - 12:00 p.m. PT
Aldrich & Bonnefin, PLC is pleased to invite you and your staff to attend our June 2026 Webinar, Overdraft and NSF Fees: Lessons Learned and Recent Developments. This program will provide a summary of the major overdraft-related issues regulators appear to be currently focusing on, as well as recent changes to federal and state laws and guidance impacting overdraft services. The Webinar will also provide an overview of current and evolving regulatory expectations and UDAP/UDAAP issues raised by overdraft payment practices. Overdraft and NSF fees continue to be a source of heightened regulatory scrutiny and litigation risk. For these reasons, this program is not one to miss.
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Financial Elder Abuse: When, What and How to Report
Tuesday, June 30, 2026
10:00 - 11:30 a.m. PT
Instances of elder financial abuse and exploitation continue to be an issue for financial institutions. Fraudsters are constantly changing their tactics and consistently finding ways to defraud older adults. Many believe financial institutions are uniquely positioned to detect this type of fraud and to take appropriate action to prevent the exploitation of elderly customers. State and federal regulators continue to urge financial institutions to identify, prevent, and respond to elder financial exploitation. California also imposes a mandatory legal obligation on financial institutions to report known or suspected instances of elder financial abuse. However, there are certain legal restrictions that limit what financial institutions can do to prevent financial elder abuse.
Thus, it is important for financial institutions to understand what their obligations are when they suspect a customer may be a victim of financial elder abuse or exploitation. During this Webinar, we will examine the obligations imposed on financial institutions to report financial abuse, including compliance with the California Financial Elder Abuse Reporting (FEAR) Act, as well as various guidance that highlights behavioral and financial red flags to aid financial institutions with identifying, preventing, and reporting suspected elder financial exploitation.
Join us for this Webinar as we consider these topics as well as other common questions regarding financial elder abuse.
Wednesday, July 29, 2026
10:00 a.m. - 12:00 p.m. PT
Financial institutions face significant risk exposure from unauthorized or defective wire transfers and that risk can be mitigated by understanding the rights and responsibilities of the institution. As part of this mitigation, we will discuss potential defenses to unauthorized wire transfer claims and the need for using security procedures that are commercially reasonable for any given customer.
Of equal importance is understanding the circumstances under which a wire transfer can be cancelled or amended. Institutions need to understand there is an inherent risk as an originator’s bank to act on a customer’s request to cancel or amend a recently sent wire transfer. In fact, not only does requesting cancellation to assist a customer result in the institution indemnifying the beneficiary’s bank, but it may also be a violation of federal regulations.
These and other issues will be explored in detail in this Webinar in order to help financial institutions implement appropriate policies and procedures for dealing with both outgoing and incoming wire transfers.
Thursday, August 27, 2026
10:00 - 12:00 p.m. PT
According to reports, home equity withdrawals are up while HELOC rates are down. As HELOC activity picks up, so does a bank’s risk and compliance questions. Aldrich & Bonnefin, PLC is pleased to invite you to a Webinar on Home Equity Lines of Credit and the compliance requirements under the Truth in Lending Act and Regulation Z.
As most bankers know, HELOCs are compliance intensive. With special disclosures at the application stage and extra required disclosures in the account agreement, through tough restrictions on freezing or terminating HELOCs or changing any of the terms, offering home equity lines requires a detailed knowledge of the applicable rules. Periodic billing statements are also presenting issues for some lenders. Additionally, the regulators’ “end of draw” guidance has created issues.
This Webinar takes a step-by-step approach, beginning with the early application disclosures, then addressing the special equity line disclosures that must be included at account opening, and ending with the restrictions on changing terms and freezing or terminating these credit lines. We will also touch on the right of rescission and periodic statements and finally how to “term out” an equity line. Plenty of examples and time for questions will be provided.both outgoing and incoming wire transfers.
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